Apple Pay Terms and Conditions

1. Introduction

These are the terms and conditions for using Apple Pay with your eUSD account – for example, when you save your card to a ‘Wallet’ on your Apple device to make payments.

Please make sure you read these terms carefully, as you’ll need to accept them before you can use Apple Pay with your eUSD account.

You should read this document with the eUSD app terms and the terms for your account. All of these terms will apply when you use Apple Pay.

2. Third-party terms

When you use your eUSD card with Apple Pay, there may be other terms that apply – for example, Visa’s terms. Unless we give the meaning of a word in these terms, we’ll use the meaning given in the terms for your account, the eUSD app terms, or the Apple Pay and Wallet terms.

Apple Pay services are provided by Apple. We are not responsible for any issues, including fraud or malfunctions, related to Apple Pay or your Apple device.

Where you’ve agreed other terms with Apple – for example, terms relating to Apple Pay and Wallet services as well as use of your Apple device – these terms will also apply to your use of Apple Pay.

3. How does Apple Pay work?

You can link your eUSD card to Apple Pay by either turning on Apple Pay in the eUSD app or by adding the eUSD card to your Apple Wallet. After that, where the Apple Pay sign is shown, just follow the relevant instructions (which may include security features like Touch ID or entering a password). Please note that contactless payment limits may apply depending on the retailer and payment terminal used.

You can find out more information on our website here: https://web.eusd.com/faq

4. How do I stop using Google Pay with eUSD Card?

To stop using Apple Pay with your eUSD card:

• Open the Wallet app on your Apple device.
• Select your eUSD card.
• Tap the three dots in the top-right corner, then Card Details.
• Scroll to the bottom and tap Remove Card.

5. Can eUSD restrict my use of Apple Pay?

Yes, we may suspend or limit your use of Apple Pay with your eUSD account. Please refer to your account terms for details on when we may restrict, limit, or close your account in case of any violations.

6. Are there any security rules I have to follow?

It’s your responsibility to:

• Read the terms of your account and eUSD app: These also apply to using your card with Apple Pay. The terms explain what you must and must not do to keep your device, app and account secure.
• Keep your details safe: You must not share your account security details with anyone.
• Inform us immediately if you lost your device: If your Apple device is lost or stolen, get in touch to let us know immediately either by sending us an email at cs@eusd.com, or via telephone on +852 8418-6365.

Take care when you change device:

• If you change your device, delete all relevant information including Apple Pay.
• If we replace your eUSD card, we’ll link your new card to Apple Pay automatically.

7. Does it cost anything to use Apple Pay?

We don’t charge you when you use Apple Pay.

8. Your information

To learn what we do with personal information we hold about you, please read our Privacy Policy at https://www.eusd.com/privacy/privacy_terms_en.txt. By using Apple Pay, you also agree to Apple’s privacy policy at https://support.apple.com/en-gb/HT203027, which is separate from our Privacy Notice.

We and Apple share certain personal information with each other to help:

• Improve our service and theirs
• Verify information
• Prevent fraud

Apple Pay, Apple, Apple Wallet and Touch ID are trademarks of Apple Inc. registered in the U.S. and other countries and regions.